Okay, I'm really regretting buying Kontakt 8 now. It installs and shows I have the Full version, and I enabled developer mode, but it acts like I only have the Player version and shows me the gears in the upper left instead of the wrench.
Then, I went to send a simple email to support, and find that their support site is basically designed to prevent you from contacting them, which is ironic considering it's about Kontakt.
Anyway, not a happy camper when there is no way to contact them and their product doesn't work.