The location I want to use to define a download location is noted in the documention as: Macintosh HD > *username* > Downloads. Since I am not using the download destination as Macintosh HD it is rather, the name of an Seagate external drive. What I want to know is what *username* is being asked for? Is it the computer name, my name, who's name? Sure wished there would be better detailed information in these documents. Oh well, I just want the answer!