For example, I have Albion IV. First I noticed that Kontakt 7 doesn't get the "Banks" right many times. Second I discovered that some nki files do not appear in the list of patches when Albion IV is selected from the Library.
For example, in the Albion IV "Instruments" folder there is a "Stephenson's Steam DNA" folder which contains a file called "Warps.nki", but that patch does not show up in the patches list of the "Earth" bank (there should be other "Banks" but there are not).
See image below.